Bridging the Gap Between Fraud and Conviction

Evidence-to-element mapping combined with software and investigation tooling, with the methodology in review with a senior prosecutor. We help financial institutions turn fraud losses into prosecution-ready cases.

Charges Mapped
(draft, in review)

Legal Elements
(draft, in review)

Legal Bases
(common law, Cybercrimes Act, POCA)

Checklist Items

The Problem

SA metros convict only ~4% of reported fraud — ~96% fail (Department of Justice metro statistics, 2024).

×Evidence exists but isn't packaged for prosecution
×Dockets sit with detectives for months
×Section 205 delays kill cases (3–8 months in operational experience)
×Witnesses disappear during delays
×No deterrence = repeat offenders

Our Solution

We bridge the gap with three pillars.

✓Methodology in review with a senior prosecutor
✓Structured 4-Phase investigation framework
✓Investigation tooling for evidence-to-element review
✓33-item prosecutability checklist
✓Section 205 drafting + evidence packaging

Our 4-Phase Investigation Framework

PHASE 1

Follow The Money

Trace funds, cross-bank discovery

PHASE 2

Verify Identity

HANIS fingerprint verification

PHASE 3

Document Forensics

Human review checklist for fabricated or AI-generated documents

PHASE 4

Authorisation

Loan authoriser integrity check

Services & Pricing

Prosecutability Opinion

R5k – R8k

30-60 min virtual consultation. Prosecutability opinion within 48 hours.

Ideal for: Law firms, solo practitioners

Full Analysis

On Request

Complete crime element mapping, gap analysis, 8-12 page report in 3-5 days.

Ideal for: Banks, forensic accountants

Premium + Case Mgmt

On Request

Full analysis + Section 205 drafting + prosecutor liaison through the process.

Ideal for: High-value cases (R5M+)

Also available: Strategy Session · Monthly Retainers · Workshops · 2-Day Masterclass — pricing on request

Illustrative / Anonymised Case Pattern: Cross-Bank Discovery

Initial Fraud

R2.3M

After investigation

Total Uncovered

R12.4M

One cell phone number found in bank metadata. Section 205 applications across 4 major banks. 5 accounts. Same fraudster. Illustrative outcome pattern (e.g. lengthy custodial sentence).

Ready to bridge the gap?

Book a free 15-minute Prosecution Gap Review.

contact@followthemoneysa.co.za